What Is The Value of Choosing an Independent Insurance Agency?

What Is The VInsurance Agencyalue Of Choosing An Independent Insurance Agency?

Here at Omega Insurance Agency in Tampa we may not be able to control the rates that home and auto insurance companies charge, but we can control your annual premium by speaking with you about what is important to your family in your insurance policies and shopping for the best premium and coverage available to you in the Florida insurance market!

Shopping for a new policy may seem like a large task – where do you start? What is the best coverage? How do I know I’m getting the best deal? When you go to an independent agency, such as Omega Insurance Agency, we can not only answer all these questions, we can also do all the work for you.

What is the difference between an independent agent and a captive agent?

If you call a company such as Allstate, State Farm, or Farmers, you may get great service and guidance, but that agent and staff are extremely limited in the products and coverage they can provide to you. These agencies can only provide you with coverages from their single company, which means you could be missing out on a lot of savings elsewhere. An independent insurance agency, or broker, however, partners with multiple companies throughout their state and can easily quote your information through them all to find you the best fit for your price range and needs.

What are the benefits of choosing an independent agency?

Aside from the advantage of the preliminary policy shopping for you, there are multiple benefits to binding your insurance with a local independent agent. We all know that insurance agency rates are not a constant and can fluctuate up or down from year to year. With a broker you can hedge your bets against policy increases by knowing that your agent can “re-market” your account each year to ensure you are still in the best place for your assets. Independent agencies also offer you one-stop shopping for all your insurance needs. At Omega we offer home, auto, motorcycle, RV, jewelry, commercial, and excess liability policies to make sure that your insurance is all housed in one place for your convenience!

If you are looking to speak with a licensed professional regarding your insurance agency profile, please do not hesitate to contact the Omega Insurance Agency.  We are here to help answer your insurance related questions.

Contact us today at 813-341-1530 or 888-663-5088

 

Omega Insurance Agency is a full-service independent insurance agency based in Tampa and serving all of Florida offering Auto Insurance Tampa, home insuranceflood insurancebusiness insurance, and most other insurance products.

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I would like to thank you for your assistance in placing my home owner’s coverage. I was concerned when I received a notice of non-renewal from Liberty Mutual because they are reducing their overall hurricane coverage in Florida. You and your staff were able to place my coverage at a very competitive price. Thank you for answering all my questions in such a professional matter.
Amy Pikulski