Home Insurance Tampa and all of Florida

Home Insurance Tampa and Hurricane season in Florida – It’s almost that time of year again.  As we begin to enter the Florida summer, it’s time to start thinking about hurricane season, which runs from June 1 through November 30.  With that in mind, here are a few tips you can use to get ready:

Brace your garage door – It’s not widely known in Tampa and all of Florida that the garage door being impacted and damaged can lead to significant damage from a hurricane. In fact, most garage doors are not reinforced.  There are kits that can be purchased at most home improvement stores that can be used to brace your garage door.

Secure your windows and doors – Broken windows can not only let in rain and wind, they also increase the pressure under the roof. When this happens, the possibility of the roof lifting is a real possibility.  Storm shutters provide the best protection and can also potentially provide you with a discount on your home insurance Tampa.  It’s also important to ensure that doors have several locking mechanisms so they don’t fly open.  Make sure to also secure all windows and doors, not just those facing the direction of the storm.  Wind from hurricanes can swirl in any direction.

Protect your roof – Consider having hurricane straps installed to ensure your roof is bolted securely to the rest of the house. This can also potentially provide you with a Home Insurance Tampa discount.

Trim your trees – Make sure there are not any dead sections of your trees that could threaten the home. Broken limbs can land on your house or car.  Broken limbs can also become missiles that can break windows during a storm.  In Tampa and all of Florida, there may be limitations on what your Home Insurance Tampa will pay for tree removal.  It’s important to contact your agent to find out!

Take inventory – Having inventory of your home’s contents will help you remember to look for items that may have been lost or damaged after a storm. It will also make the process of getting your Home Insurance Tampa claim paid a much faster and easier process for those involved.  It is also important to keep your inventory documents store at a location other than the house.  Or, if it’s too late, to take it with you when you evacuate.

Update your insurance – If you don’t know what your home insurance Tampa covers, if you don’t know what your deductibles are, now is the perfect time to learn. If you aren’t sure, give Omega Insurance Agency a call and we’d be happy to give your policy a full review and provide you with any information you need, whether you are a client or not.

Omega Insurance Agency is located in Tampa serving all of Florida and is a full-service independent home insurance Tampa agency.

Give us a call today at 813-341-1530 or 888-663-5088